LendingClubStats.com

I am looking to consolidate 2 loans and pay off a portion of my credit cards. I have never defaulted so I think lending to me would be a good investment.

I'm a college student at New Mexico Tech, in Socorro, NM and have saved up enough money to be able to afford a small amount of financing for a new car!

Need the money to pay off something

First of all, I would like to thank you for taking the time to read this. I am a hard working & dedicated, mother of two. I am in need of a business loan to turn my night and weekend hobby (which brings home as much as my full time job) into a life long career. I just need the initial capital to guarantee my success. I have been selling on ebay for 3yrs now and I love it. I go to auctions and liqudation sales and buy items I know will sell. Generally I have a 75% profit. I have a market research program I use to look up every item I purchase to ensure a prompt and generous return. I already have (2) part time employees I use on an as needed basis. I would love to turn them into full time employees. This is one investment you will not have to worry about. I have been preparing for this from day one. I already have a plan that maximizes each and every dollar of this loan. Again, thank you!!

I am in need of the loan because I am looking into purchasing a vehicle and I am in the process of moving. Need it to get a start and to be completly able to do so with this loan will give me the start that I need. As you can see I have good credit and I know that having good credit is essential in this day and age. I will be on time with the payments and plan on having the loan paid off before the deadline. I have a good job that has a promising future.

I am looking to obtain a personal loan to consolidate my credit card debt I acquired when I was attending college. When I was going to school, I did not have the resources to pay for books and the tuition that was not covered by my student loans. So I had the brilliant idea to use my credit cards to pay for the books and I put my tuition bills on the cards as well. It was not the smartest thing to do, but at the time I just wanted to graduate from school. I have since graduated from Canisius College in Buffalo, NY with a Bachelors degree in Finance and Accounting Information Systems. I worked all through college and before I graduated, I accepted a job with a local bank and started that job during my final exams. I stayed with that job for over a year until I accepted a job with the Department of Homeland Security. I have been working for the U.S. Customs and Border Protection for over a year. I have job security and a steady income working for the government and consider myself a safe investment. Not including the credit card bills, my only other bills are my student loans and my auto loan. I have good credit, have not delinquent bills and pay all bills on time. If you need any other information from me, I would be more than happy to provide it for you.

I am a hardworking parent and because of the current market I cannot get any equity out of my home to consolidate my debt. I charged debt while attending college and have know been working in the accounting field for three years. I am looking to be debt free in three years and I need to aquire a better interest rate on my current loans. I pay my bills on time and consistently.

This loan was already approved through LendingTree. It will be used to consolidate 3 high-interest loans/lines.

Hello, I want to pay off a higher interest rate credit card in a shorter time with less overall interest. I've got a great job that pays 6 figures. I also make $60,000+ a year from vacation rental property I own. This can be verified since there is management at the resorts. My credit scores are high and I've never been late with a payment (as you'll see). I do have higher debt and am working to reduce it by paying it off and reducing rates on what I do have. If you count my debt against me, please count my additional $60,000+ income as well since the vacation rentals were bought with part of that debt. Thanks

I'm looking to lower my payments by getting into a fixed interest rate with a set term.

I applied for a loan through Lending Tree and Lending Club offered me $7,000. Is it possible to increase that amount to $12,000 at a lower interest rate?

My name is Laura Ann Brzostowski and I am applying for a personal loan in the amount of $10,000. This money will be used to purchase a master distributorship to sell Return-A-Pet ID tags. Return-A-Pet is the number 1 pet registry in the nation and is now moving worldwide. I would like to purchase a territory and start selling these dog ID tags. I do, however, need some start up money for this.

I am looking to borrow 24000 for about 6 months....depending on the terms. I have a bonus that will be paid soon but need capital to refinance some debts

I just graduated from law school in New York (NYU LL.M. in taxation) and accepted a job as an attorney with the Office of Chief Counsel (federal government) in Laguna Niguel, CA. I need a loan to cover moving costs and living expenses until I am first paid. I start work July 6, 2009.

im trying to consolidate all my debt in to one bill.

need extra cash

This money will be used to pay off a small balance on my credit card ($4,000) The other 6,000 will be used to buy products for a business. The reason I didnt just put it all on my credit card is that Chase just told me they are adding prime rate to all their customers interest rates (which means my interest rate would now be adjusting every month depending on what current interest rates are so if they go up, who knows if I would be paying 40% by next year!) My credit limit on my card is just over 13,000 on that 1 card, but there is really no way I want to put that on my card at a soon to be 27%+ interest rate. I dont even like having the $4,000 balance at that rate as it cuts heavily into my profits already. In the past I have usually just paid my credit cards off every month and all my payments whether it be credit cards, mortgage, or anything are always on time. I keep good track of my finances and I can afford to make payments of $500 to $700 per month, so the $350 per month that my payment will be is very manageable for me without changing my lifestyle at all. There will be no burden for me to pay this. Thank you for your consideration.

The purpose of the loan I am requesting is to consolidate my credit card debt and invest the rest into my business. Most of the loan money will be used to pay off my credit cards. The money left over will be used to purchase equipment for my powerwashing and painting business. I need to buy ladders and a couple of other tools. I already have accumulated other tools. A small portion will be used for advertising( $500.00). I don't want to put these expenses on a credit card. My credit is currently in good standing and I feel that this loan will increase my business and enable me to pay off my loan.

this loan is to consolidate some debt

Hi! I'm Bradley, a Physical Therapist in New Jersey....I have a big problem with my credit cards and I want to pay it off because of the high interest. I want to be debt free for 36 to months and if somebody will let me borrow the amount that I requested with low APR it will be a great help for me and my family. I promised that I will use the loan to be debt free and never use the credit cards again. I will pay the monthly on time. I never declared bankruptcy and my accounts are in good standing. I just want to pay it off thru consolidation and pay once a month. Please help me. Thank you very much.

I always pay on time ,never late,and have good credit. Please help me with my situation.

I experienced a difficult time in my personal life a few years ago, coped in part by abusing my credit cards and became seriously in debt. I've paid down the debt by about 40% over the last year and a half -- generally making payments more than once a month to each of 5 cards. However, within the last couple of months, 3 of these credit cards have increased their interest rates criminally. I've requested rate reductions directly and can't get any cooperation despite my very good credit history. It feels like I'm now trying to fill a bucket with a giant hole in the bottom. I would like to consolidate 3 of these credit cards, all of which have interest rates at 22.99% or (much) higher. I have a stable, management position with a very good salary and remain 1000% committed to achieving credit-card debt-free life, as I have two kids to send to college soon within the next few years. Going through the banking system and, worse yet, the "special introductory rate" credit card systems have only made things worse. This solution seems to me a real solution. I can't bear this burden on me and my family and would be very grateful for the help.

I'm looking for funds to pay off debt and also fund a dream vacation. I have an installment loan and a few credit cards that I would like to pay off. I would also like to fund a vacation to Italy. I was prequalified through Lending Tree. I do not have a mortgage or auto loans. My installment loan and credit cards are always paid on time. You will note that my credit score is good and I have been employed by the same company for four years. I have always paid my debts and fully intend to pay this loan diligently.

Planning on using this loan to pay off a credit card with a very high interest rate.

I am paying for my wedding on a less than ideal time line. My future father-in-law, who was planning on footing most of the bill recently lost his job. I have since taken on the majority of the costs. Rather than deplete the cash that I have in savings, I would like to take out a loan that I can pay over a few years. My fiancee and I are employed full time and monthly payments will not be an problem.

Wishing to improve value, condition, and look of my home (i.e. carpet, exterior beautifcation, etc.), and pay down excess bills with any left over funds. I would really like to obtain these funds as soon as possible, and I am very responsible in paying my debts. I have very good job security, and will pay my debts on time, as indicated by my past performance.

I'm just a simple guy living in OK that's been blessed over the past several years especially since 3/10/2008. I found a great job and was able to relocate near my family. In the past year, I was able to buy my first home and actually feel settled. I'm just trying to finally wrap up some things that I have created for myself and continue on my road to success. I started the online process the other day & got interrupted & am just now getting back to it.

I would like to repay all my credit cards and discontinue using them. I have learned the hard way that cash is much better than credit. 3 credit cards need to be consolidated which has a total of 8400.

I am in my third year of the insurance business and my income continues to grow due to residuals, referrals and writing more business. According to my last Vehicle/Home Insurance statement, my credit score was 780. After years of building good solid credit and working diligently to reduce my debt, each credit card company has recently sent a letter stating they were (dramatically) reducing my credit limit to almost what I owe (probably because of the current state of the economy). Capacity is key to high credit scores and without any wrongdoing on my part, the card card companies' actions have probably greatly reduced my credit score. No Late Payments, ever. Very responsible person with finance, engineering and insurance background that included fiduciary responsibilities. This loan will allow me to pay back an honest deal with an honest rate and hopefully send a message to the credit card companies that treating their customers with dignity and respect should be their first priority. My goal is to also market the Lending Club opportunity in my free time to show consumers that they do have options and do not have to feel trapped. Thank You for your time!

I am in need of cash to put down on a purchase of an apartment with low risk and huge returns, maybe opportunity of a lifetime and can possibly retire on this deal. Due to the current economic condition the seller is lowering they price by 7 million in order to liquidate their assets and we are looking to raise the down payment. This is an instant yield and value play. I am trying to get to $200K and anything will help. I need this within 15 to 20 days. Interest rate is no issue at this time. I need to get into this deal no matter what. Thanks for your help.

Hello, Thanks for taking the time to look at my request. I am currently in a problem as I need to pay almost $10.000 in Medical Expenses and I only have available $3000.00 of them. I am looking for a short term loan (12 Months) I am really responsible with bills and will pay it as agreed. Thanks Again Jose Girbes

Im currently in need of a loan for $18,000 to help my brother and his family out of debt. Due to the tough economy and some unlucky choices in his past he is having a hard time supporting his family and paying his bills. He is in danger of losing his home, his car and honestly his health because of all the stress. I offered to help him because I have a better credit history with better offers and well...hes my brother. If I can get this loan I will be able to get him all caught up to date on all his bills and out of debt. He will then be able to start over in a sense with a clean slate and alot less stress on his family. To clarify I will be making the payments myself on this loan. I have a excellent credit history and I have never been late on any payments whatsoever. I have a stable full time job at a long term care medical facility with a steady income so you won't have to worry about any problems now or in the future. The only major debt I personally have is an auto loan which I consistently pay more then the minimum every month. Thank you for considering and looking at my request. I and my brother especially would very much appreciate any help that is provided with funding.

My wife and I would like to use this loan to help us finish off what remains of our credit card debt. We will probably use some of it for moving expenses as well, because we are starting a family and will be moving to a larger home in September. In the past year, my wife and I have reduced our combined debt by about 75%. This is our second time using Lending Club as a borrower. The first loan ($6,000) we were able to pay off early (after about 6 or 7 months I think). We plan to pay this new loan off in about 2 years. Please feel free to ask any questions. Thanks for looking.

I am tired of the games the credit card companies are playing. With the new laws going into affect all of the companies seem to be raising rates and fees before the deadline. I have NO late payments, have lived in my current home for over 20 years and in the same business almost the whole time. I am also not overly fond of banks, since they usually are the owners of credit card companies.

Looking to purchase an existing coffee shop.

Loan Purpose: Home Improvement (Painting, Landscaping and Remodeling Kitchen and Bathrooms). Properly planned and executed, Home Improvement and Repair Projects "add" comfort and "value" to my home

I am in the marketing business and I would need this loan to help me purchase merchandice and hire a new worker. This loan would help me out a lot to get back on my feet and take my business forward. Thank you ! Tigran Danielyan

This is my second try at getting a loan funded here. I had a previous listing, but for whatever reason, LendingClub was "unable to verify my employment status" and pulled the loan. My company's 1 and only HR person is out this week, so I guess that would make it difficult to verify my employment (even with my last two pay stubs). So, here we are, trying it again.... I have $20k in debt. The weighted average interest rate is just under 29%. I currently pay about $600/month in minimum payments, plus up to an additional $400/month as extra payments. At this rate, I will be debt free in 56 months. I am looking to refinance this debt in to a better rate and term, while maintaining a payment in the $700-$1000/month range - which can easily afford. So, how did I accrue this debt? I started a business. My small software business is profitable, and nets about $2k/month - as it has done for the last 18 months. I am not currently taking money out of my business. I live within my means, and did not have any substantial revolving debt before this. I do realize that Lending Club will take fees and so forth, and I will not receive the full amount that I am borrowing. That is fine. I have cash that I will use to pay off the unfinanced remainder of my debt. If you have any questions, please feel free to ask.

Hello, I am up to winning a $500k NASA sponsored competition called the "Regolith Excavation Challenge" (http://regolith.csewi.org/). What the competition is about is finding new and innovative ways to move dirt on the Moon. This is done by having competitors build robots which can excavate 150kg (330lbs) of "moon dirt" (or more) within 30 minutes, in "lunar conditions". We have already built an initial prototype, which can be seen here: http://www.youtube.com/watch?v=2h85bMvGiJE You can also follow us at: http://moondiggers.com Why we will win: - I have a strong background in robotics. I have previously assisted in leading the "Red Team", a team who eventually won the Urban Challenge for robotics, a competition where cars had to drive themselves in Urban environments. - We have a working prototype, that meets the minimum requirements, and are now iterating to ensure that no one else can match what we have built. For myself, and why I will pay this loan no matter how the competition turns out: - I have a Master's of Science in Robotics from Carnegie Mellon University - I have made 90k+ per year prior to joining the current space startup I am participating in. - If I fail in this competition, my intention is to get a "normal job" until I pay off my debt. - I have never missed a payment, even though I have on occasion had high balances.

I will be using this money to consolidate several credit cards with high interest rates. I have a good credit score and always pay my bills on time. As interest rates rise, I am becoming more and more aware of how much money I am paying just in interest and I would like to get out of this situation.

I am not certain what you want me to write in this bo, but if it helps me get the loan know that I am a very very responsible individual who just needs to get out from under. All of my creditiors payments are current, have been paid consistently on time. if you pull my credit report you will not see any late or past due paments for over 20 years.... Excluding an occasional mix up with due dates that may have fallen on a weekend. Hope being this responsible will assist me in getting approved and at reasonible rate.

I'm looking to borrow $25,000 to pay off the balance on a credit card that I've canceled. The card in question, issued by Bank of America, is one that I have held for ten years. It always had a 9.9% fixed APR, and regularly offered attractive lower-rate balance transfers, so I used it over time to consolidate debt. I've never missed a payment, on that card or any other debt. Bank of America recently decided, though, that it would increase its rates. My 9.9% fixed APR jumped to 22.65% variable -- and because I get my statements online, I missed the "opt out" notice. I've requested that the card be closed, but it will stay open until paid off, and since the balance is so large, that'll be a while. So, I'm looking to get $25,000 as a fixed-rate loan from LendingClub so that I can pay off the card and let it fade into history. I have plenty of steady, W2 income to support repayment of this loan, including a salaried position in information security, several long-term rental income streams, and monthly pay as an Air Force Reserve officer.

I recently graduated from law school and I am now studying for the CA Bar Exam. I have worked full-time at an environmental consulting company for the past 2 years, but have had to cut back my hours to study for the bar exam. I'm seeking a loan to consolidate all of my credit card debt so I can make one lower monthly payment. This loan will be very helpful at this time because I am currently working less hours. I have excellent credit history and I am a very reliable and responsible loan candidate.

I am making a film in Ga. When I complete it I will have $450,000 in Tax credits that I can transfer or sell. I need money up front to secure talent.

Need loan to consolidate my debt on Credit Cards. Trying to also buy a home

Consolidate debt on 2 credit cards

Cash Flow for new hires and business growth

I need a loan to pay family for wedding expenses, and possibly pay off credit cards based on the rate I can get. I have a stable job making over 80k plus a non-taxable annuity of > 44k (x 1.25 since tax free) meaning gross income is over 139k annually. I have no issues paying credit cards and pay well above the minimum payment each month, but I need some cash to pay my father back for some wedding expenses, and figured I might as well consolidate to make the logistics of paying the cards each month easier if I can get a good rate.

I would like to consolidate my revolving credit, instead of paying different monthly payments at higher rates, I want to pay one payment at a set rate.

pay off debts that I owed.