| 382096 |
Business Loan |
B1 |
$9,600 |
9.88% |
|
8 days |
Borrower added on 03/06/10 > I am requesting this loan with the goal of expanding a computer repair, computer networking and website development business that I currently own. I am an excellent candidate for this loan as I currently have no debt and simply need additional working capital in order to take advantage of the rapidly expanding IT market.
| 423260 |
College Tuition for my Son |
A5 |
$10,000 |
7.88% |
|
9 days |
This is to pay my Son's college tuition, as I have 2 in College at the same time, and it's not an ideal time to liquidate stocks due to the dramatic decline in the stock markets. Borrower added on 03/05/10 > Senior Executive of a Healthcare Marketing & Communications Agency
Money used for Sons College Tuitions
Could liquidate stocks but wanted to try "peer-to-peer" for a relatively small amount, first as a Borrower then perhaps also as an Investor.
Borrower added on 03/05/10 > Am a Senior Executive of a Healthcare Marketing & Communications Agency
Have two Sons in College at the same time.
Could liquidate stocks but want to give the market more time to come back.
Also wanted to try "peer-to-peer" banking, first as a relatively small borrower, then next perhaps as an Investor.
| 458419 |
Harnessing credit debt for a stable future. |
C4 |
$16,000 |
13.85% |
|
8 days |
| 468754 |
Veronica's 2010 Loan |
D2 |
$12,000 |
14.96% |
|
7 days |
| 477597 |
Columbus |
B5 |
$15,000 |
11.36% |
|
6 days |
Borrower added on 03/03/10 > Looking to payoff remaining balance on mortgage from sale of home.
Borrower added on 03/03/10 > Here is some more information to potentially satisfy the questions ahead of time:
- Original home was purchased in Oct 2005 for $130,000 and due to my company moving to Pittsburgh (Dec 2009) my family and I had to transfer for our jobs. Unfortunately the market drop over 30% in the area we lived in and so we did not initially sell and had someone renting. Recently we listed the house for sale and we are currently in contract. Therefore the difference in what we owe on our mortgage and what we are getting for the house is the amount listed for this loan.
- The amount we were paying for the mortgage with utilities and condo fees was close to $1400 per month and since this loan will only be $500, we will be able to pay this down fairly quickly.
- My husband also works for Direct Energy as a Pricing Analyst and brings home $55,000 per year.
| 478662 |
make money |
B3 |
$25,000 |
10.62% |
|
5 days |
Borrower added on 03/01/10 > Dear sirs
I plan to use these monies to pay off a credit debt,that i have been paying for over 8 yrs,without seeing any appreciable reduction in balance.We have never been in arrears on any debt,ever.At least this funding can be paid down with a fixed rate.My current employment is unionized,and I am a full member,for over 23 yrs,I am also a senior master within my fleet.
Borrower added on 03/01/10 > Dear sirs
I plan to use these monies to pay off a credit debt,that i have been paying for over 8 yrs,without seeing any appreciable reduction in balance.We have never been in arrears on any debt,ever.At least this funding can be paid down with a fixed rate.My current employment is unionized,and I am a full member,for over 23 yrs,I am also a senior master within my fleet.
| 484033 |
Vehical Pay Off |
A4 |
$6,400 |
7.51% |
|
9 days |
Borrower added on 03/05/10 > Verified email
| 485006 |
Purchase 2008 Ford Edge |
B2 |
$11,200 |
10.25% |
|
11 days |
Borrower added on 03/07/10 > I am looking to buy out the lease on my car. My credit score is very good, but due to my current high % of use on revolving accounts, I'm looking at a 10-12% rate on a used car loan. My credit limits were lowered in the past two years due to the economy, creating the high ratio. For example, I had a $30,000 credit line that was lowered $12,000. This is very frustrating since I have never, ever had a lateness on my credit report.
FYI, approximately $35,000 of the revolving debt is what remains from using a 2.99% for life credit card offer to pay for $50,000 upgrades on the new home I built in 2006. Another $8,000 is from a 4.99% offer I used to help finish our basement in late 2007. Both are being paid off at well above the minimum monthly payments.
I typically charge and immediately payoff $7,000-10,000/month on my only "active" credit card. Most of these expense are work-related and I am reimbursed.
This loan will replace my exisitng lease payment of $353.26, so will not affect my budget to increase. The final buyout price of the car is $15,864, so I am planning to contribute more than 30% of the cost in cash.
I appreciate your consideration.
| 486096 |
WhiteTornado |
C1 |
$16,000 |
12.73% |
|
6 days |
| 486218 |
eliminate debts in few months |
B4 |
$25,000 |
10.99% |
|
4 days |
Borrower added on 02/28/10 > PAYING OFF HIGH CREDIT CARDS BILLS AND CONSOLODATE THEM INTO ONE MONTHLY PAYMENT AND GET RELIEVED OF DEBTS IN 36 MONTHS AS MENTIONED IN THE PROPOSED TERM OF THIS LOAN OFFER FROM LENDING CLUB
Borrower added on 02/28/10 > PAYING THE AGREED INSTALEMENT ON TIME PER AGREED DATE AND AVOID ANY LATE CHARGES
null Borrower added on 03/02/10 > My job is stable since I have my own business, which is recession free business under any situation. I have Convenience Food franchise, which is pretty much people's everyday needs, I am quite confident that this will go well as long as I am associated with this business
| 486355 |
2010 Personal Loan |
C2 |
$15,000 |
13.11% |
|
8 days |
Borrower added on 03/05/10 > This loan is the perfect match for me. It will allow me to consolidate ALL of my debts and just make this one payment monthly and be done in 3 years so that I can start investing my money in a productive way. This loan allows me to have a lower interest rate than my current credit cards that I have now and this loan is fixed with a definite time of payoff....This loan has a good interest rate and the perfect monthly payment amount for my current budget making it an easy payment to make as I have more than enough left over at the end of the month to pay this loan payment. I am excited at the thought of being done with this debt in only 3 years so that I can start to have the financial freedom that I want. I have a good credit history and job history. I have proven in the past to be a responsible and reliable borrower as I have NEVER been in collections. I care about my credit and my financial future and I want to do an even better job by eliminating my credit card debt and by getting this loan and paying it off, I will be able to do that. By the time I pay of this loan, I would have paid off my car the previous year which will further give me the financial freedom that I desire. My job is very stable so this is the perfect time for me to make this move and get to where I want to be in life. Thanks for your consideration!! I am not wasting your time or money, I assure you. If you have any questions, please ask. Please consider investing in me....
Borrower added on 03/05/10 > Also, since 1998 I have had a total of 31 different kinds of credit lines and have paid them all suceccfully without ever going to collections or default!! 25 are paid in full as a result of being on time and paying them off....
I currently have 6 credits open and they are:::
1. The 3 credit cards that I am going to use THIS LOAN to pay off those 3 accounts....
2. My car payment that I have less than 2 years left to pay on
3. My mortgage (80/20)............
If I get this loan I will have my mortage, car , and this loan to pay on monthly which stream lines by budget beautifully!!
| 486371 |
make my life easier |
E3 |
$11,000 |
17.19% |
|
6 days |
| 486422 |
get out of debt please |
D4 |
$16,000 |
15.70% |
|
12 days |
| 486632 |
Debt Consolidation Loan |
B1 |
$10,000 |
9.88% |
|
10 days |
| 486839 |
Greatrateloan |
B5 |
$10,000 |
11.36% |
|
9 days |
| 486940 |
Making a Brighter Future |
D1 |
$20,500 |
14.59% |
|
5 days |
| 487097 |
money just waiting |
C1 |
$25,000 |
12.73% |
|
8 days |
| 487311 |
Home Improvement |
B2 |
$25,000 |
10.25% |
|
5 days |
Borrower added on 03/01/10 > Looking to pay off credit card debt and a new roof.
Borrower added on 03/01/10 > Looking to pay off credit cards and a new roof.
| 487448 |
Fiscal responsibility |
E2 |
$20,000 |
16.82% |
|
5 days |
Borrower added on 03/02/10 > Hello and thanks for viewing my application!
The purpose of my loan request is to pay off my accumulated credit card debt. The high interest rates imposed by these institutions are making it nearly impossible for me to make a dent in my debt, and all I want to do is restore my good credit once again. It's all I think about and as a single woman in her 30s, I fear the consequences it will have on my future.
My credit debt began to accumulate following my divorce and layoff in early 2007. I was able to find another job in 2008, but was reduced to half-time as a result of the economy.
In 2009 with the upsurge of the economy, I found a job as a copywriter at Viscira, an interactive agency that provides new-media solutions to the biotech industry. In this region, there is constantly new innovation and we constantly have new work. Prior to that, I was a writer at ClearPoint Learning from December 2007 to September 2009, and at VitesseLearning from 2005 to 2007. As a writer for over 10 years, I also have a number of clients for whom I do freelance projects, which brings in anywhere from 5-12K extra per year.
If issued a loan, I am 100% confident that I will be able to make the monthly payments (1 vs 3 separate ones), which would be very affordable for me, given my income. I just want to get out of this mess!
Many thanks for considering my loan application.
Borrower added on 03/02/10 > Hello there and thanks for your interest!
After a divorce and layoff back in 2007, I saw my credit card debt get out of hand. I've typically been fiscally responsible, but when money was tight, I fell into the trap of using credit cards, only to see my debt skyrocket with interest rates. I try to put as much away toward it as I can, but the interest an 3 payments makes it really difficult to put a dent into my debt.
Employment History
I'm a copywriter for an interactive agency that provides new-media solutions to the biotech industry. In this region, there is constantly new innovation and we constantly have new work. Prior to that, I was a writer at ClearPoint Learning from December 2007 to September 2009, and at Gilead Sciences. As a writer for over 10 years, I also have a number of clients for whom I do freelance projects, which brings in anywhere from 5-12K extra per year. Thanks for your interest!
| 487879 |
Loan4me |
C2 |
$25,000 |
13.11% |
|
12 days |
Borrower added on 03/08/10 > Mechanic applying for a Business loan for a used car dealership (Buy Here Pay Here) with very low overhead ($500 lot rent).Have been in the business for 6 years...
| 488100 |
consolidate debt & pay taxes |
F3 |
$14,000 |
19.04% |
|
8 days |
Borrower added on 03/05/10 > I am planning on using this loan to pay my taxes & consolidate my credit cards. :)
| 488243 |
Solid Prospect |
D2 |
$20,000 |
14.96% |
|
4 days |
Borrower added on 03/02/10 > This loan is intended to take current actual monthly payments of $1100 on credit card accounts down to a $700 payment, allowing me to apply the difference to the principal of other revolving debt. I am a physician assistant who has recently signed a 2-year contract with a practice that has a 35-year history. My current monthly budget is $5700. My net pay is $7000/month
| 488478 |
Boston Loan |
B5 |
$24,000 |
11.36% |
|
5 days |
Borrower added on 03/04/10 > The Fund will be used to Payoff Credit Cards
Over the years i have established a good credit History - Credit Score have been very consistant. My available monthy bugdet will be over 2500 once Credit cards are paid off. My job is very stable - very limited number of people with my Expertise & Education.
| 488482 |
My Loan |
C5 |
$5,000 |
14.22% |
|
12 days |
| 488500 |
Debt Consolidation Loan |
E1 |
$15,000 |
16.45% |
|
7 days |
| 488827 |
Timberline |
B3 |
$25,000 |
10.62% |
|
9 days |
Borrower added on 03/05/10 > My job is very stable, my husband and I own the company. We definitely have the funds for this loan payment.
| 489173 |
ligature loan |
E1 |
$17,500 |
16.45% |
|
5 days |
| 489230 |
Consolidation |
F2 |
$25,000 |
18.67% |
|
7 days |
| 489239 |
debt free plan |
C4 |
$24,000 |
13.85% |
|
7 days |
Borrower added on 03/04/10 > WILL pay off credit card debt with money loaned to have a fresh start in three years. We haven't used our cards in a year and half and the balance just isn't lowering fast enough with monthly payments at the high interest rates. This monthly payment would actually be less than our current combined monthly payments!
| 489278 |
Getting ready to pop "THE" question!! |
A3 |
$10,000 |
7.14% |
|
12 days |
Borrower added on 03/08/10 > I plan on buying an engagement ring with this money. I am a very financially responsible individual, as shown by my credit. I am looking forward to spending the rest of my life with the one I love!
| 489366 |
CAGloan |
E4 |
$24,250 |
17.56% |
|
7 days |
Borrower added on 03/05/10 > I was unemployed for a year - I did not sit and wait for someone to hire me - I set up a website - put ads in the paper and did contract work - I had several steady, but small clients - I was not able to make the money I was used to - so the charge cards got hight I never missed a payment for anything - and kept on truckin - so now I am trying to get a loan - payoff the charge card - hopefully make two payments a month - and get back on track.
| 489376 |
Debt Consolidation from Credit Cards |
C3 |
$20,000 |
13.48% |
|
8 days |
Borrower added on 03/04/10 > I have a few credit cards that I'd like to consolidate into a term loan situation.
| 489399 |
Need A Second Chance |
C2 |
$15,000 |
13.11% |
|
2 days |
| 489411 |
Car Loan. |
B3 |
$19,000 |
10.62% |
|
2 days |
Borrower added on 02/26/10 > The reason of this personal loan is to buy a vehicle. I'll be looking for an economy and convenient money wise car as well as low maintenance.
Thanks in Advance, Lending Club Investors.
| 489533 |
Honeymoon |
B4 |
$7,500 |
10.99% |
|
9 days |
| 489699 |
Payoff |
B4 |
$25,000 |
10.99% |
|
3 days |
Borrower added on 03/02/10 > *Rising earned income
*Stable work
*Ability to pay our debt as is, but prefer to turn revolving debt into installment loan that we are 100% confident we can pay off in three years.
Borrower added on 03/04/10 > My wife is a working part time professional earning $22,000 in addition to the income reported on the application. We also are in the process of paying off $15,000 of the revolving debt listed on our report.This loan will be at a lower rate to what we are paying off, and is an installment loan which we prefer.
| 489734 |
Never missed a payment in my life |
E2 |
$25,000 |
16.82% |
|
4 days |
| 489797 |
Single Mother Debt Consolidation |
D1 |
$10,000 |
14.59% |
|
12 days |
| 489799 |
Employed - College Expenses Debt Consolidation |
E5 |
$25,000 |
17.93% |
|
4 days |
| 489816 |
Consolidation |
D2 |
$24,000 |
14.96% |
|
4 days |
Borrower added on 02/28/10 > Using this to consolidate two credit cards at higher interest rates.
| 489827 |
Need to purchase products for resale |
D3 |
$25,000 |
15.33% |
|
4 days |
Borrower added on 02/28/10 > Hi. I need to purchase a product to resell to my buyer and this will create little extra income for me. I do have a buyer ready to pay me and I just need this fund to purchase the product. Thank you very much.
| 489882 |
Montana Home Improvement Loan |
B4 |
$25,000 |
10.99% |
|
12 days |
Borrower added on 03/08/10 > I am a 55 year old Montana farmer (part-time) seeking funding to complete a home improvement project this spring. Our four children are all grown, and this remodel project has been long delayed. My wife and I own our home outright, and swore to never mortgage it again, therefore I am seeking this unsecured personal loan. I have a good paying full time job and an existing $1005/ month mortgage on some of my farm ground.
I have lived at the same address for 25 years now. I have open revolving credit accounts at many local businesses, and I always pay my bills. I am a sober, honest and hard-working man and I have never defaulted on any debt or promise in my life. I have well over $30,000 in vehicles and equipment, and I have considered using them for collateral for a bank loan, but I thought I would try this Lending Club system and see how well it works for me.
I have carefully calculated my income and expenses, and I can afford up to $1,000 per month in additional payments. If you have additional questions, please ask. I would like to complete this loan a.s.a.p.
Thanks for your consideration.
| 489907 |
consolidation |
B5 |
$15,000 |
11.36% |
|
5 days |
Borrower added on 03/01/10 > Bill consolidations
null
| 489916 |
Buying A Business |
B3 |
$25,000 |
10.62% |
|
5 days |
| 489979 |
ConSol |
B4 |
$16,750 |
10.99% |
|
5 days |
Borrower added on 03/07/10 > Debt consolidation for a clean start. Loan amount will allow me to be debt free (except mortgage and other incidentals) in approx. 3 years. Looking forward to a new lease on my financial life.
| 490031 |
Opportunity to Excel |
B2 |
$14,000 |
10.25% |
|
6 days |
Borrower added on 03/02/10 > Hello,
I plan to use the money to consolidate credit card and one loan debt. I want to repay this money by the time my daughter begins college in 2012. I believe that I am a good borrower due to the fact that I have always paid my bills on time and I always make more than the minimum payment due. I have an excellent credit rating and I believe that I am considered a low risk borrower. I work for the Dept of Defense as a Contracting Officer and I have been at this position since 1983. My job is very stable and is not affected by the economy.
| 490038 |
Barbara |
A5 |
$12,000 |
7.88% |
|
7 days |
Borrower added on 03/04/10 > I am asking for this loan in help to consolidate bills.
Borrower added on 03/07/10 > I have a steady paying job, where i work for 2 agencies providing home care to disabled children, I have been with one of the agencies for over 10 years.
| 490047 |
EZ money |
B4 |
$10,000 |
10.99% |
|
7 days |
Borrower added on 03/03/10 > Simple debt consolidation.
| 490087 |
to payoff Bank of America high interest personal loan. |
B5 |
$23,000 |
11.36% |
|
6 days |
Borrower added on 03/02/10 > to lower the interest on a personal loan
| 490139 |
Debt Consolodation |
D2 |
$24,000 |
14.96% |
|
5 days |
Borrower added on 03/02/10 > I have been self employed for 8 years.
I have a professional services company that focuses on helping small businesses grow.
My company manages 3 enterprises.
1. A real estate property management company.
2. A seminar facilitation company training small business owners in marketing, operations and customer service.
3. An internet marketing consulting business for local small business owners.
All small business owners have been affected by the credit crunch and I am turning to private lenders to raise some capital to consolidate debt.
The "big banks" (the ones that got bailed out, like Bank of America and Citigroup) have, without cause pulled lines of credit, canceled credit cards and called loans due even though I was never late on any payments.
I am raising this money to pay off those "big banks" that have "called due" loans.
It is my opinion that the small biz owner like me, and the individual investor like yourself, that are the life blood of this country, not the big banks and wall street money managers.
It is my mission to help put the economy back on track by hiring more people and helping other businesses to grow.
By lending to me you are helping me take that step and I, in turn am helping other small businesses survive and profit.
And in doing so we can prevent the "big boys" from pulling us all down again.