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Borrower added on 02/22/10 > thanks four this loan. Borrower added on 02/23/10 > whate do you need more

Borrower added on 03/05/10 > I life with my elderly parents and I am in debt. I would like the loan to pay off my bills and help support my parents. That is why when I get the money it would make my life very happy.

Borrower added on 08/09/10 > This will pay down my exsisting debts. I am a newly single father with 4 boys who live with me. I received a new job, and because of the high cost of health care benefits, am taking home a bit less than in years past. Borrower added on 08/10/10 > I have been a school administrator for 15 years and have been on time with my bill payments. Borrower added on 08/10/10 > Update. Just for everyone's information. I CAN make all of my bills. But I would like this loan to free up some more money for me and the boys I have at home. The total payments of the accounts comes to just under 900.00 a month. With this loan, my payment will be 600 a month.

Borrower added on 03/09/10 > I purchased an REO condo for 17k seven months ago and presently live in it, it is free and clear. The condo is tax assesed for 137k. I want to purchase an identical condo for approximately the same amount. The going rental rate for a condo in this development is approximately the same as the monthly payment of the loan. I do have enough in reserves if there should be trouble. Presently I have negligible expenses. I own my automobile outright as well. I have been working at the bank for over five years, so my income is solid, as it is a reputable well known stable bank. If you have any questions feel free to email. Thank you all!

Borrower added on 05/28/10 > The purpose of the loan request is to fund in part professional helicopter pilot training.

Borrower added on 06/23/10 > Thank you to everyone for your interest. Just dropping a note to say that I have verified my bank account and just emailed all, or what I believe to be all, the necessary info to lendingclub reps. Thanks again. M

Borrower added on 07/27/10 > I have a tax bill due. My debt is from family medical issues and a start-up business venture. I pay all obligations on time. Borrower added on 07/27/10 > Hello. I am interested in being a part of the LendingClub community. I have the means to invest in the future but am temporarily not as liquid as I would like to be. An unexpected situation with tax I owe just came up recently which I would like to handle quickly. I am more than happy to give investors an excellent return on this opportunity. Plus, I get to experience how LendingClub works before I am on the investment end. Thank you. Borrower added on 08/09/10 > Just to let everyone know, Lending Club just updated my credit to Approved!

Borrower added on 08/03/10 > I am 28 years of age, never married and no children. I have been working with the same company for the past 13 years and am currently a manager in one of the largest store in our company. My lifestyle is simple and monthly expenses consist mostly of rent, car insurance and cell phone. I just finished paying off a 5 year car loan which was be nearly identical to the loan I am applying for. I have not missed a payment on my car loan as well as my credit cards and is evident in my credit report. Although I have been able to keep up with the payments on my credit cards, I am looking to consolidate to one monthly payment at a lower APR. This payment will be less than the combined minimum on my cards and still allows me to be debt free in 5 years. Borrower added on 08/04/10 > If you have any questions, please, feel free to ask. I will happily answer almost anything. Borrower added on 08/07/10 > Sorry for the delay with the 1 delinquency update. There is 1 I recieved in april of 09 on a card that I payed off and canceled 3 months later. Payment was sent through the mail and never received. I was contacted later on the issue and I made payment over the phone. I was told that because it was my first error that it would not be reported. I didn't catch the deliquency earlier but it was on a card that was canceled a year ago and I didn't scrutinize my report throughly. I am sorry. I will be disputing the delinquency in the immediate future.

Borrower added on 08/04/10 > With the help of two employees and $52,000 of my own money, I have been working on the building of a new website. The loan, along with further fund of my own, will be used for the completion of the site and the marketing of the site. Marketing will consist of: mass mailing, mass e-mailing, and top placement in three major search engines. Completion of the site entails: completing 12 of 33 databases, testing the databases, and translating the site into 14 different languages. What makes me a good borrower is that I live at my parents home and I have very little expenses. My job is very secure to the point where my company is not taking any new accounts on. As you can probably see in my credit, I have an excellent record of paying my bills on time. Borrower added on 08/05/10 > With the help of two employees and $52,000 of my own money, i have been working on the building of a new website. The loan, along with further funds of my own, will be used for the completion of the site and the marketing of the site. Marketing will consist of: mass mailing, mass e-mailing, and top placement in three major search engines. Completion of the site entails: completing 12 of 33 databases, testing the databases, and translating the site into 14 different languages. What makes me a good borrower is that I live at my parents home, so I have very little expenses. My job is very secure, in fact my company is not even taking on any new accounts. As you can see on my credit, I have an excellent history of paying my bills on time. Borrower added on 08/07/10 > This loan will be used for the completion of my website and also to market the website. Marketing will consist of: mass mailing, mass e-mailing, and top placement in three majot search engines Completion of the site entails: completing 12 of 33 databases, testing the databases, and translating the site into 14 different languages.

Borrower added on 08/11/10 > medical and some car problems

555238 added on 10/12/09 > I am retired from my first career with a pension, and have started a second career. My wife had been one of the fatalities of the recession and has been unemployed for a number of months so we thought rather than look for a job at a fraction of the last wages paid, we would put our efforts into starting an ecommerce store. She has been putting this together the last few months and we would like to have a small business loan to continue optimizing the site and advertising it in the various media to promote web traffic to it. My pension does not end, and my current job is secure, so repayment will not be a problem.

560782 added on 10/21/09 > Thanks for lending

567538 added on 11/04/09 > I would really like to pay off debt with this money and be debt free in three years. This payment will free up money so that we can pay for my sons college expenses without using credit cards. 567538 added on 11/04/09 > I have run some numbers and have figured that this money will save me approximately $500.00/month. Please take into consideration that we have never been delinquent on payments.

568592 added on 11/04/09 > The purpose of this loan is to increase and maintain our business operations at the family business which has been operating for over 20 years. The loan proceeds will be use to purchase inventory which will be used to make final finished products for our long established customers. The business is a small manufacturing company. We currently need additional funds in order to continue operations without having to turn away customers who rely on our quality products. This loan is safe and sound because I currently do not owe more than $450.00 to any company or person combined. This will be the only major loan that will be on my name. I am responsible and able to solely repay the loan back in its entirety. I have a brokerage account with an average amount of $12,000.00. My monthly expenses are below my salary income. I have a checking account with an average balance of $4,000.00. I continue to live a lifestyle below my financial means and will continue to do so.

573933 added on 11/13/09 > I plan to use these funds to start up by business. Equipment, supplies, and initial payroll. My business will stabilize after the first few months once residual income kicks in. I have a solid credit history, no late pays in the last 3 -5 years. My monthly budget is $13K of gross income, which puts me in a good position to payback, however, startup expeses are high, therefore I am needing capital. Job is stable. I've been working for a leading insurance company for over 8 years, and recently decided to become an agent/broker for the same insurance carrier. I am willing to provide income documentation. I am a serious borrower, low-risk. Appreciate your consideration in this loan investment. I am more than happy to answer any specific questions.

584314 added on 12/03/09 > I own Metalcraft Fabrication and we specialize in high architectural fabrication and stainless steel tank fabrication for small breweries. This year has been slow for architectural prompting us to start building beer tanks. In our first year as tank builders (2009) we have built tanks for 6 of the 32 breweries in Portland. Breweries are growing and so is our business. Our gross revenue is close to being triple that of last year. The $20k borrowed would help with cash flow issues we are experiencing toward the end of large projects.

Borrower added on 12/21/09 > This Loan is to Consolidate to old credit card loans into one payment for faster payoff. My goal is to increase my credit score and in 4 years purchase my first home.

Borrower added on 01/23/10 > I would like to pay off all debt on credit cards to raise my credit score as well save more money for the future. I am a very reliable with all of my debts owed. I have not made a late payment nor missed a payment. My job is very secure and I have an extremely reputable job record.

Borrower added on 02/05/10 > I'm with the same company for over 5 years. I'm a loan officer about to move to a branch manager. Never had anything bad on my credit. Working for a financial institution you have to maintain good credit in order to keep your job. If you have any more question please feel free to ask.

Borrower added on 03/02/10 > CAN WE GET A BETTER INTEREST RATE?

Borrower added on 03/05/10 > I want to pay all my credit cards off, I have closed the accounts it will take 15 years to pay them off the way I am going. This loan will do it in 3 years. Borrower added on 03/09/10 > Credit Review Status Approved by Lending Club. Borrower added on 03/13/10 > Thank you to all who have funded my loan so far, I can't wait to pay my credit cards off. I plan on joining this site as an investor as soon as I can save money to do so, Lending Club is great....Once again thank you all.

Borrower added on 05/27/10 > My son became really sick. His medical bills are outrages and I just can't handle them.

Borrower added on 06/18/10 > The main reason of the loan is to consolidate old balances that have bad interest rates from college and early on my carreer. In terms of my work history, I started as an estimator and now I'm the Senior Project Manager for the company. It took me less than four years to gain that position. Our company still growing here in Central Texas. What makes a good borrower is that not only I have the capacity to pay the loan back, but I'm very business oriented and I completely understand the importance of being responsible with bills. My credit score is very important for me as I plan for future investments, Borrower added on 06/24/10 > If I'm able to obtain this loan at around the terms rate (21%), I will be saving anywhere from $400 to $500 a month. I also just finished my degree on Management and part of this loan will help me pay the rest of the school balance as well. Thank you

Borrower added on 06/22/10 > This loan will payoff all me and my wife's credit card debt incurred during a 2 year major home remodel, including bathrooms, kitchen, and floors throught the entire home. The project ran $15,000 over budget due to some unforseen structural and plumbing issues and we had to cover the overruns with credit. We are homeowners of 5+ years and trying to consolidate our monthly expenses. My wife and I have solid employment history. I am a Vice President at a Major Commercial Bank and she works as Products Manager for a Pharmacutical Company.

Borrower added on 07/01/10 > Thanks for looking at my application. I am a hard working, very motivated 23 year old, looking to make some improvements to my home to increase its value. I have a very stable job at a company I have been working for a little over five years. Thanks, Ben Borrower added on 07/01/10 > Thanks for looking at my application. I am a hard working, very motivated 23 year old, looking to make some improvements to my home to increase its value. I have a very stable job at a company I have been working for a little over five years. Thanks, Ben

Borrower added on 08/16/10 > Hello! My monthly budget pay-out is approximately $2680, which includes mortgage, utilities, insurance, and credit card payments. My bring home pay each month, including child support, is $3200. Currently, I have $20 taken from each pay check and put into a saving's account and my bank also offers a saving's system which transfers $1 from your checking into saving's for every transaction. In a typical month I can save about $120 between the paycheck deductions and the transaction transfers. My approximate balances and APRs for credit cards are: $923 - 29.9% $2510- 27.9% $1825- 29.9% $2081- 26.9% $1371- 24.9% $954- 19.1% $619- 9.9% $1864- 0% for one year Unfortunately, a few of these credit card debts ($1864- 0%, and the $1825-29.9%) arose from having a pet with a serious medical condition who died after the $1864 stay at the animal hospital. The rest of the debt was more bearable prior to the last 6 months of medical problems with the dog. In the last year, I paid off 2 other credit cards and have not used them since then, I didn't close out the accounts because I was told it looks bad on your credit report, so they are just not in use. The rest of this debt I plan on paying off prior to the 5 year payment plan that I chose for this debt consolidation loan. I am the sole wage earner in my household as I was recently divorced and, unfortunately, the one who kept the debt. This is why it is imperative for me to find a way to reduce my monthly expenses by consolidating these high interest credit card payments. I have two children to care for and plan for their futures, with this credit card debt it is difficult for me to provide for them and save for their futures at the same time. I am only requesting 8k for the consolidation because the other debts that I owe have lower interest rates than what was offered through the initial loan application process, and I plan on paying off the interest free one when I receive my tax return. Hope I answered all of your questions! :)

Borrower added on 07/20/10 > Good afternoon everyone. I greatly appreciate your assistance in getting this funded. I am a 28 y/o professional that helps Drs. at a world Famous hospital in Minnesota get funding for research to help patients. I love having the opportunity to make the lives of cancer patients better, and help develop new techniques for radiation oncology. It is incredibly stressful, but also reqarding. Life hit a speed bump when I was diagnosed with severe depression and anxiety earlier this year, and then got worse when my wife decided that she was going to divorce me. Because of the divorce my wife has kind of taken control, and I pretty much only see my adorable 15 month old daughter every other Saturday. (I'm tearing up just thinking about it.) My plan with this money is to assist me with divorce attorney fees because my family has never had money like her family has. I also want to purchase a cruiser motorcycle that I can use for the occasional trips to visit my daughter where my soon to be ex leaves the house and I spend time with my little girl there. I think this will really save on gas money. Also, I just think that riding on the open road (helmet for me of course), would be a great stress reliever. I really just need to feel less stress..., feel happy, and feel normal again. Thank you for all of you that look at this and help. I could really use this for so many reasons right now. I hope it will happen. Thank you all in advance. You have no idea how much it means to me. Sincerely, Seth B. Borrower added on 07/20/10 > Thank everyone so much. If I am fortunate enough to obtain this loan, it will be used for a bike. It will also be used to pay off some higher interest credit cards, and medical bills that I was left with as the result of a recent divorce. Thank you all so much in advance. I hope this is able to come through soon. Best Regards. Borrower added on 07/20/10 > Thank you all so much. I am just finishing going through a divorce, and this will help with medical bills I was left with so that they can be paid and the hospital won't try to be collecting from me. Also, I was left with a higher interest card with a balance and this would help take care of that. Also, I have been through a great deal since before last November (depression, illness, injury, divorce...and now I am only currently able to see my 15 month old daughter every other Saturday, and that's usually not even spending the night...) I have always wanted a bike (non-sports/rocket) in order to get some open air (helmet of course), and just try to be a little bit happier since it has been so long since I have. I appreciate all of your help. Thank you, and best regards. Borrower added on 07/21/10 > Thank you everyone that has helped so far. I really appreciate it. I just wanted to let it be known that I will have additional medical expenses for myself that would also need to be covered by this. This will help with costs, and fees that the hospital would normally add on, but will then take away from the "stress relief"/'fun money". (It is more important for me to get bills taken care of than to purchase a bike as a post divorce stress-reliever, even though I think it would have assisted me with some other issues I am currently dealing with. Once again I appreciate all of your help and consideration. It means so much to me. Best Regards. Borrower added on 07/21/10 > Thank you all so much so far. I hope this can help me move on a bit faster. The process has went quickly so far. I really hope this can be funded. It's so close. Thank you and best regards. Borrower added on 07/21/10 > Thank you all. I hope my answers and details have helped. Everyone have a good day.

Borrower added on 08/09/10 > I plan to use this loan to pay off my American Express account and close it. The interest is very high and I am working to be debt free within 6 years so I can retire and enjoy my grand children. I have a great job at Northrop Grumman that is very stable and secure. I have been a manager or director for over 20 of my 35 years in the company.

Borrower added on 08/11/10 > Looking for fixed installment loan to pay off revolving debt and close revolving debt lines. Borrower added on 08/14/10 > I intend to pay off within 24-36 months

Borrower added on 08/22/10 > This money will be used to pay off my car and some smaller debts as well as help me and my son find a new place to live. Borrower added on 08/22/10 > I work as a full time registered nurse and have a stable job. I will use these funds as debt consolidation so that I can make 1 monthly payment vs 5. Borrower added on 08/22/10 > i wanted to include in my loan description a monthly budget of $3500 this loan would allow me much more money in my budget each month. Borrower added on 08/23/10 > I would just like to add that my car payment is equal to the monthly payment to repay this loan therefore i am comfortable with making a payment each month on time, plus this loan will eliminate all of my other debts.

Borrower added on 08/26/10 > This is for wedding expenses for my fiance and me. We are paying for our wedding ourselves. Any helo you could provide would be a tremendous help! Thank you! Borrower added on 08/26/10 > Also a side note. I know it has my monthly income as ~$2600 and looks bad compared to the loan request and considered high risk. I am assuring you that my future wife and I will be repaying this loan. Between the both of us, our monthy income exceeds $5200. She has been at her job just short of 5 years as well. Thanks again! Borrower added on 08/26/10 > Also a side note. I know it has my monthly gross income as $3550, which looks bad compared to loan request and considered high risk. I am assuring you that both my future wife and myself will be repaying this loan. Her gross income excees $3500 and has been at her job just short of 5 years as well.

I currently have (29 Apr 2009) $154,000 in all my investment accounts. I would like to pay off a 16% interest rate credit card. I am a military soldier with 20 years of service and a total household income of $218,000 / yearly. I am in the market for something less than 4 years and would consider 2 years. Borrower added on 12/29/09 > 24 Dec 2009, update, I currently have over $200,000 in investment accounts. Borrower added on 01/02/10 > I am very thankful to all the investors who have sent me comments and notes of support. As a father, husband, Soldier, and community supporter, people have always counted on me to show them the way and fix situations. I am very humbled as you all have helped show me the way. Again, v/r thank you! Borrower added on 01/03/10 > Current mortgage 5%, balance $410, appraisal at refi $550K. Zero risk of foreclosure even if a military relocation due to Federal HAP program. What will you do with the money? Pay off all credit cards, starting with high interest rates of 21%. How many cards do you have like that? 3 cards and the interest alone is almost $500-$600 per month.

Thanks for considering my loan. I have gotten into a bit of credit card debt and would like to be free of the high monthly credit card and loan debt.

My business is 15 years old and generates $2.5 million annually. I have grown without the help of loans or investors. I am launching an expanded multimedia for the multicultural market. It will be the first national consumer reports in this growing market. I am transitioning from being the first national auto magazines for this market to covering travel, business, finance, health, green, entertainment and more. I will have close to $1 million in commitments from corporate 500 companies for the launch and will generate $15 million in five years. Because of my past connection to the auto industry, i cannot secure bank financing, although I am a disabled Veteran owned small business. We have invested everything in building this multimedia platform that offers advertisers print, web hub, digital magazines, events, e-newsletters, research and more. The growth industries continues to get digital, Green, and multicultural and we provide all, including the launch of a national Green magazine for this market. We launch in a few weeks and need operating capital.

562673 added on 10/26/09 > I will consolidating MANY credit card debts. I am a Principal at a high school and have been with this school for over 25 years. I am so grasteful to be able to consolidate these debts and get a fresh start. Thank-you so much!!!!

582951 added on 12/01/09 > I am seeking to consolidate my high interest credit card debt (29.99% & 24.99 APRs) and high interest personal student loans. My credit card interest rates jumped up after I missed a payment about 1.5 years ago due to an oversight that I admit and I'm paying dearly for. My high interest personal student loans (22.99%) are from graduate school where I completed my masters degree. Although this loan is not much lower of an APR, I'm listing this loan because I'd like to make as few payments a month as I can. I have an extremely stable job in the medical field - I am a medical physicist in the radiation oncology department at a local hospital (I make sure the machines that treat cancer patients are working correctly). I have a good salary that will continue to soar to great heights as I gain additional experience in my field. Please let me know if you have any questions. Thank you for investing in me. 582951 added on 12/01/09 > My outstanding credit card debt is not actually $53,000+ I was added as an authorized user on my mother's credit card which has a balance of . My actual credit card balance is a little over $20,000 and my personal student loan for graduate school is $3,000. 582951 added on 12/01/09 > The high number of inquiries in the last 6 months are from applying for personal loans at local banks. I decided to go with lendingclub.com instead of them so that my peers could benefit from the interest I pay each month instead of banks.

Borrower added on 04/21/10 > I have always paid what I owed. I would like this loan so I can pay down my debt quicker and easier.

Borrower added on 05/27/10 > This loan is being taken out for an international adoption. Borrower added on 05/27/10 > I am a teacher. I always pay my bills on time. I want to adopt a little girl from India. My budget is well within my means. Borrower added on 05/27/10 > I make $60,000 a year, live in a condo, and clip coupons, so I can afford to take out an adoption loan. Borrower added on 05/28/10 > I just want to say thank you to the people who are considering contributing to my loan. Thank you so much. I will not let you down. Borrower added on 06/04/10 > A big thank you to everyone contributing to my loan. I am so excited about this adoption. :) Thank you so so so much.

Borrower added on 06/03/10 > I borrowed money from my 401K during the crash of the car business in 2008. My company then cancelled our 401K program and they counted the loan as dispersement and I got killed on my taxes. I owed $11000 in taxes. My husband then got a serious infection from kidney stones and our medical bills kept us living on credit. I've been playing catch up ever since. I'm trying to consolidate the debt and pay it off faster so I can get ahead. Borrower added on 06/05/10 > I am a 36 year old female. I have been with my husband since high school and married 14 years. I am the only female manager ever at my company which is been in business over 30 years. I have been very successful in my career and very well respected throughout the country. I am responsible and conservative in every way. I have one 30 day late payment on a credit card in my entire credit history to which there is no good excuse. I now have every bill on automatic payment and use a budgeting tool within my bank's software program to manage our money. My husband is also employed and has been in retail since college. He also has some small income from a business he is helping a friend start up. When we needed to use more of our credit to make ends meet it lowered our score. When we tried to pay them off, the credit card companies lowered our limits--which then lowered my score again. I had always been in the 720 range prior to these events. Frankly, I am a litle humiliated to even be going through this process as we have always been very blessed and financially secure. I am very appreciative of the honest feedback and input by some of you who have given advice. Thank you for your time and interest. Borrower added on 06/16/10 > Thank you to everyone for investing in me. Your time and thoughts are very much appreciated.

Borrower added on 06/19/10 > I would like to condolidate credit cards and private school tuition Borrower added on 06/19/10 > I would like to consolidate credit cards and private school tuition. Borrower added on 06/21/10 > I had an emergency and took out 2 payday loans totaling $2,000.00. The monthly renewal fees are eating up my income and I am having a hard time meeting my expenses. All I really need to borrow is $ 2,500.00 to pay off the 2 pay day loans. The renewal fees are aprox $ 664.00 per month and that doesn't lower the loan amount. The only reason I had trouble with the tuition was because of the pay day loan fees. I would not need 5 years to pay off the loan.

Borrower added on 06/21/10 > My wife and I are in the process of purchasing a second investment property. Eventually, this property will be our primary residence. We have considerable income since she is also a professional (primary care doctor) but her outstanding student loans keep the banks from qualifying us. Both of our credit scores are over 711 and keep climbing. We have never defaulted on any loans. We strongly believe in peer to peer lending and look forward to doing business with other hard working Americans.

Borrower added on 07/06/10 > My wife and I are remodeling our master bathroom. We have set the repayments to auto draft. I make well over 6 figures a year, however only 31 and credit has not been established. Ask as many questions as you like. Thanks for giving us a shot. Borrower added on 07/14/10 > Loan has been approved.